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Índice

™

Finanzas Personales

Hispanas

Índice

™

Finanzas Personales

Hispanas

Índice

™

Finanzas Personales

Hispanas

Índice

™

Finanzas Personales

Hispanas

Survey

Late 2026

Profile

Profile

Profile

Gender

2/25

Age

3/25

Number of household members

4/25

Includes all members, whether they contribute to the household income or not (dependents).

Housing situation

5/25

Employment status

6/25

Profession or occupation

7/25

If you work in more than one sector, choose the one that represents your primary source of income.

Annual household income (USD)

8/25

The combined gross income (before taxes) of all people living in the same dwelling, regardless of the relationship between the occupants. Includes wages, salaries, pensions, and government benefits. Numbers in USD.

Liquidity

Liquidity

Liquidity

How much money do you save a month?

9/25

We understand "savings" as the act of setting aside a portion of current income that is not spent immediately, saving it to cover future needs, emergencies, short- or long-term goals, or to make investments. Figures in USD.

How many months of expenses can you cover with your emergency fund?

10/25

Take the amount of money you have set aside for emergencies and divide it by the sum of your essential expenses for one (1) month. For example, if the sum of all your essential monthly expenses is $1,000 and you have $3,500 in your safety fund, then you can cover 3.5 months (3,500 / 1,000 = 3.5).

How much money do you have in liquid savings? Including your emergency fund (USD)

11/25

Refers to cash in bank accounts, cash in easily accessible investment accounts (excluding retirement accounts), and others. Numbers in USD.

What products do you use to deposit your savings?

11/25

Select all that apply.

Investments

Investments

Investments

How much money do you invest per month? (USD)

13/25

The amount of money allocated for investment. Includes brokerage accounts, retirement accounts, crowdfunding, or other assets. Do not include money that simply remains in cash or in bank accounts. Numbers in USD.

How much money do you invest per month specifically for your retirement? (USD)

14/25

The amount of money specifically destined for retirement. This is the money you invest with the intention of funding your future life when you stop actively producing. It includes automatic and/or manual contributions. This amount cannot be greater than the previous answer. Numbers in USD.

Which vehicle do you use to invest for your retirement?

15/25

Select all that apply.

What assets do you invest in?

16/25

Select all that apply. Include both assets within any type of investment account, as well as physical assets.

What is the total value of your investments? (USD)

17/25

The total amount of all your short, medium, and long-term investments, including retirement investments. Excludes liquid savings. Numbers in USD.

What is the household net worth? (USD)

18/25

Net worth is the difference between all your assets (everything you own) minus all your liabilities (everything you owe). Basically, it is the real value left over after paying everything owed. Numbers in USD.

Solvency

Solvency

Solvency

What type of consumer debt do you have?

19/25

Consumer debt is a type of personal loan that does not generate income, loses value over time, and usually carries an additional financing cost such as interest payments. It does not include mortgages. Select all that apply.

What is the total balance across all your consumer debts? (USD)

20/25

Does not include mortgage. Numbers in USD.

How much do you pay monthly in consumer debt? (USD)

21/25

The final result of the sum of all your monthly payments to credit cards, personal loans, etc. Numbers in USD.

Do you feel like you have control over getting out of your consumer debt in the next 12 months?

22/25

Looking ahead

Looking ahead

Looking ahead

What is your main financial goal for the next 6 to 12 months?

23/25

You can only choose one goal.

What is preventing you the most from achieving that goal today?

24/25

Do you feel like you have control over achieving your goal in the next 6 to 12 months?

25/25

Save. Invest. Travel with points. Repeat.

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Save. Invest. Travel with points. Repeat.

Finance for life

©2026 Lucid Image LLC

Save. Invest. Travel with points. Repeat.

Finance for life

©2026 Lucid Image LLC

Save. Invest. Travel with points. Repeat.

Finance for life

©2026 Lucid Image LLC

Save

Best Accounts

Endeuda2 (Blog)

Template Bundle

Invest

Investment Profile

Stocks and ETFs Analysis

Backtest Analysis

Travel with points

Best Cards

2 Con Puntos (Blog)

Points and Miles Academy™

Calculators

Investment

Intrinsic Value

Mortgage

Dollar-Cost Averaging

Bilt Points

Services

Inquiry about debts

ITIN Application

Members

Feed

Q&A Chat

General Chat

About us

About us

Initiatives

Hispanic Finance Index

Legal

Terms of Use

Privacy Policy

Cookie Policy