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Terms of Use

The website endeuda2.com located at https://www.endeuda2.com/ referred to as Endeuda2.com, Endeuda2, the Site, the Company, or similar terms, is an independent site. Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features.

All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

BY  ACCESSING, SUBSCRIBING, OR USING ENDEUDA2.COM OR ANY OF THE OTHER ENDEUDA2.COM SERVICES, YOU AGREE TO COMPLY WITH THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS, YOU (THE USER) MAY NOT ACCESS THE SITE OR OTHERWISE USE ANY ENDEUDA2.COM SERVICE. IF YOU DO NOT AGREE WITH CERTAIN TERMS, YOUR SOLE REMEDY IS TO CEASE THE USE OF THIS SITE.

These terms of use contain an arbitration provision that, with limited exceptions, requires you to submit claims against Endeuda2.com to binding and final arbitration. Under the arbitration provision, you will only be permitted to pursue claims against Endeuda2.com on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding, and you will only be permitted to seek limited relief (including monetary, injunctive, and declaratory relief) on an individual basis. These terms of use also contain other limitations on you, including limitations on Endeuda2.com's liability, and you should read these terms carefully.

Access to the Site

Endeuda2.com grants you a limited, non-transferable, non-exclusive, and revocable license to access the Site solely for your personal, non-commercial use.

Certain Restrictions. The rights granted to you in these Terms are subject to the following restrictions: (a) you shall not sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site; (b) you shall not change, make derivative works of, disassemble, compile, or reverse engineer any part of the Site; (c) you shall not access the Site to build a similar or competitive website; and (d) except as expressly stated herein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means, unless otherwise indicated, any future release, update, or other addition to functionality of the Site shall be subject to these Terms. All copyright and other proprietary notices on the Site must be retained on all copies thereof.

We reserve the right to change, suspend, or terminate the Site with or without prior notice. You agree that Endeuda2.com will not be liable to you or any third party for any change, interruption, or termination of the Site or any relevant part thereof.

You agree that the Company will have no obligation to provide you with support or maintenance in connection with the Site.

Excluding any User Content that you may provide, you are aware that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, on the Site and its content are owned by Endeuda2.com. Please note that these Terms and access to the Site do not grant you any right, title, or interest in any intellectual property rights, except for the limited access rights expressed in these terms. Endeuda2.com and its suppliers reserve all rights not granted in these Terms.

Analysis Platform

Endeuda2.com is an independent page. We develop a digital software (Analysis) and offer it to our users. By using the platform in any way, the user (you) agrees to the Terms of Use. If you object to any term or condition of the Terms of Use or any website guidelines, your sole remedy is to immediately discontinue the use of the platform and the website. All terms mentioned in this agreement govern the use of "Analysis" including:

Effective Date and Changes to the Service: These Terms of Use are effective as of the date you first visit the site. Endeuda2.com reserves the right to make changes to any of the tools, including the Analysis tool, without any prior notice and is not responsible for notifying such changes. The user (you) acknowledges and agrees that it is the responsibility of the user (you) to review the site and its Terms of Use periodically to be aware of any modifications. Continued use of the Analysis tool or any space on Endeuda2.com by the user (you) after such modifications will constitute the user's acknowledgment and acceptance of the modified Terms of Use, agreement with them, and being bound by the modified Terms of Use.

As part of the values and codes of ethics of the creators, developers, contributors, and/or any individual related to the operation of Endeuda2.com, we are committed to informing of any change in the tools and/or any update on the website within our possibilities and within a reasonable timeframe.

Changes to the service: Endeuda2.com reserves the right to make changes to any of the tools without any prior notice and is not responsible for notifying such changes. As part of the values and codes of ethics of the creators, developers, contributors, and/or any individual related to the operation of Endeuda2.com, we are committed to informing of any change in the tools and/or any update on the website within our possibilities and within a reasonable timeframe.

Personal use only: Endeuda2.com and its analysis tool are intended solely for users acting in an individual capacity. The use of any resource or tool on this site by any user representing or on behalf of a company or other legal or commercial entity is not permitted. If you are acting on behalf of or representing a company or other entity, you must not accept this agreement and you may not access or use the Analysis tool or any of the resources and/or content on Endeuda2.com. Users who access or use the resources and/or tools in violation of this section will be fully liable to us for all damages and claims arising from it. You agree that monetary damages may not be a sufficient remedy for any breach of these terms and that Endeuda2.com will be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction.

At your own risk: "ANALYSIS" IS A DIGITAL TOOL THAT PROVIDES FINANCIAL INFORMATION AND FACILITATES INVESTMENT-RELATED RESEARCH BY USERS. ENDEUDA2.COM AND ITS AFFILIATES ARE NOT FINANCIAL, INVESTMENT, OR COMMERCIAL ADVISORS, AND DO NOT PROVIDE SERVICES RELATED TO INVESTMENTS OR OTHER PROFESSIONAL COMMERCIAL ADVISORY SERVICES. THE SERVICES, RESOURCES, TOOLS, CONTENT, INFORMATION, AND DATA ON ENDEUDA2.COM, INCLUDING THE ANALYSIS TOOL, ARE PROVIDED SOLELY FOR INFORMATIONAL AND CONVENIENCE PURPOSES, AND ARE NOT DESIGNED TO PROVIDE INVESTMENT, FINANCIAL, TRADING, TAX, OR LEGAL ADVICE. THE "ANALYSIS" TOOL IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL SERVICES AND WE EXPRESSLY DISCLAIM ANY WARRANTY OR REPRESENTATION THAT THE CONTENT, INFORMATION, OR DATA PROVIDED CAN MEET THE APPLICABLE LEGAL, REGULATORY, OR INDUSTRY REQUIREMENTS IN FINANCIAL SERVICES OR INVESTMENT ADVISORY SERVICES INDUSTRIES. CONSULT THE SERVICES OF A COMPETENT PROFESSIONAL WHEN YOU NEED THIS TYPE OF ASSISTANCE. YOU ARE SOLELY RESPONSIBLE FOR YOUR INVESTMENT DECISIONS AND TAX OR FINANCIAL CONSEQUENCES. RELIANCE ON ANY CONTENT, INFORMATION, OR DATA PROVIDED BY ENDEUDA2.COM APPEARING IN ANY WAY IS EXCLUSIVELY AT YOUR OWN RISK. THE DATA AND INFORMATION THE USER (YOU) ACCESSES THROUGH THE ANALYSIS TOOL OR ANY OTHER TOOL ON ENDEUDA2.COM SHOULD NOT BE CONSTRUED AS A RECOMMENDATION BY ENDEUDA2.COM TO BUY, SELL, OR HOLD ANY INVESTMENT OR ASSET OR TAKE ANY OTHER INVESTMENT DECISION. IN PARTICULAR, ALL STOCK VALUATION TOOLS AVAILABLE THROUGH ENDEUDA2.COM ARE PROVIDED SOLELY FOR YOUR CONVENIENCE AND SHOULD NOT BE RELIED UPON AS THE SOLE SOURCE FOR MAKING COMMERCIAL OR INVESTMENT DECISIONS. WE ASSUME NO RESPONSIBILITY FOR THE ACCURACY OR ADEQUACY OF ANY INFORMATION OR DATA YOU ACCESS THROUGH THE ANALYSIS TOOL OR ANY TOOL ON ENDEUDA2.COM. ALL INFORMATION AND DATA ARE PROVIDED "AS IS" AND WE RECOMMEND THAT YOU SEPARATELY VERIFY AND CONFIRM ANY INFORMATION AND RESULTS YOU OBTAIN FROM THE SERVICES. BY ACCESSING THIS WEBSITE AND/OR MAKING USE OF THE RESOURCES AND TOOLS YOU ACKNOWLEDGE AND AGREE THAT WE WILL NOT BE LIABLE FOR DAMAGES RESULTING FROM TRADING LOSSES, LOSS OF PROFITS, LOSSES ARISING FROM ACCESS OR INABILITY TO ACCESS OR FROM THE USE OR INABILITY TO USE THE SERVICES OR THE FACT THAT YOU HAVE RELIED ON THE INFORMATION GIVEN ABOUT THE SERVICES. YOU ARE SOLELY RESPONSIBLE FOR YOUR FINANCIAL AND INVESTMENT DECISIONS. IF YOU DO NOT AGREE WITH THESE TERMS YOUR SOLE REMEDY IS TO IMMEDIATELY DISCONTINUE THE USE OF THIS WEBSITE.

Access: Endeuda2.com grants you a limited, non-exclusive, and non-transferable right to access and use the "Analysis" tool, subject to the terms and conditions of these Terms of Use. Solely for your personal use.

Warranties: The results obtained through the use of the "Analysis" tool and/or any other resource or tool on Endeuda2.com should be part of a comprehensive analysis and/or extensive investigation to determine a personal decision, should not be considered unequivocal proof, and are not guarantees for the fulfillment of any person's financial goals, under any situation regardless of the circumstances.

Content: The tools and/or any part of the website may contain links to other resources on the Internet. Such links are provided as a resource to help you identify and locate other Internet resources that may be of interest to you, and are not intended to state or imply that Endeuda2.com sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or intellectual property symbol that may be reflected in such links.

The results of the tool calculations or the information in any part of the website could at some point be outdated due to the date and method of collection or could be incorrect. If you find information or calculation results on the website that you believe are erroneous, please contact us through the official channel ([email protected]) with the details and we will investigate the matter and, where our data source allows us, we will update the information. DO NOT initiate contact through the official channel if it is not for a matter relevant to these Terms or you could be breaching the agreement and be subject to termination.

Limitations and Termination: Endeuda2.com may create limits on the use of the tools and any part of the website, including, among others, the number of times you can access the tools and/or access to certain restricted areas of the entire website. Limitations may include the complete termination of the access of any user (including you) to the website and by using the tools or accessing any page of the site, you agree that Endeuda2.com has the right at any time, at its sole discretion, with or without notice, to modify or discontinue any of the tools, any part of the website, or the entire site as a whole.

Data Provider Restrictions and Conditions: Certain data and/or content available on Endeuda2.com, including the "Analysis" tool, are provided by data providers. To access and use that data and/or content, certain data providers require all Users to agree to and comply with the terms set forth in these Terms of Use. Additionally, terms specific to each provider add to all other terms agreed upon in these Terms of Use and may be expanded, updated, or changed from time to time without any prior notice. For more information regarding our data providers, you can go to Nasdaq Cloud API, EODHD, and Quotemedia.com.

Defects and Errors: The tools and/or any service and/or product within any space of Endeuda2.com are provided to users "as is" without warranties of any kind, including without limitation warranties of being free of defects, errors, viruses, merchantability, and that it is fit for a particular purpose or non-infringement. You are using this website at your own risk.

Limitations of Liability: UNDER NO CIRCUMSTANCES SHALL ENDEUDA2.COM BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM ANY ASPECT OF YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES ARISING FROM YOUR INABILITY TO USE THE WEBSITE, ANY SERVICE OFFERED, OR THE INTERRUPTION, MODIFICATION, OR TERMINATION OF THE WEBSITE OR ANY SERVICE OR PART THEREOF, THE DEPLOYMENT OF FAILURES, DEFECTS, OR ERRORS, OR ANY OTHER DAMAGE.

Violation of Terms. You agree that monetary damages may not be a sufficient remedy for any breach of these terms and that Endeuda2.com will be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction. The Terms of Use will be governed by the laws of the State of Florida without regard to its conflict of laws provisions. You and Endeuda2.com agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Florida.

Tools

Endeuda2.com provides these tools for its users; by using these tools in any way, the user (you) agrees to the Terms of Use. If you object to any term or condition of the Terms of Use or any website guidelines, your sole remedy is to immediately discontinue the use of the website. All terms mentioned in this agreement govern the use of "Tools" including:

Warranties: The results obtained by the use of these tools must be part of an extensive analysis and/or research to determine a personal decision, must not be considered unequivocal proof, and are not guarantees for the fulfillment of any person's financial goals, under any situation regardless of the circumstances.

Changes to the service: Endeuda2.com reserves the right to make changes to any of the tools without any prior notice and is not responsible for notifying such changes. As part of the values and codes of ethics of the creators, developers, contributors, and/or any individual related to the operation of Endeuda2.com, we are committed to informing of any change in the tools and/or any update on the website within our possibilities and within a reasonable timeframe.

Content: The tools and/or any part of the website may contain links to other resources on the Internet. Such links are provided as a resource to help you identify and locate other Internet resources that may be of interest to you, and are not intended to state or imply that Endeuda2.com sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or intellectual property symbol that may be reflected in such links.

The results of the tool calculations or the information in any part of the website could at some point be outdated due to the date and method of collection or could be incorrect. If you find information or calculation results on the website that you believe are erroneous, please contact us through the official channel ([email protected]) with the details and we will investigate the matter and, where our data source allows us, we will update the information. DO NOT initiate contact through the official channel if it is not for a matter relevant to these Terms or you could be breaching the agreement and be subject to termination.

Limitations and termination: Endeuda2.com may create limits on the use of the tools and any part of the website, including, among others, the number of times you can access the tools and/or access to certain restricted areas of the entire website. Limitations may include the complete termination of the access of any user (including you) to the website and by using the tools or accessing any page of the site, you agree that Endeuda2.com has the right at any time, at its sole discretion, with or without notice, to modify or discontinue any of the tools, any part of the website, or the entire site as a whole.

Defects and errors: The tools and/or any service and/or product within any page of Endeuda2.com are provided to users "as is" without warranties of any kind, including without limitation warranties of being free of defects, errors, viruses, merchantability, and that it is fit for a particular purpose or non-infringement. You are using this website at your own risk.

Limitations of liability: UNDER NO CIRCUMSTANCES SHALL ENDEUDA2.COM BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM ANY ASPECT OF YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES ARISING FROM YOUR INABILITY TO USE THE WEBSITE, ANY SERVICE OFFERED, OR THE INTERRUPTION, MODIFICATION, OR TERMINATION OF THE WEBSITE OR ANY SERVICE OR PART THEREOF, THE DEPLOYMENT OF FAILURES, DEFECTS, OR ERRORS, OR ANY OTHER DAMAGE.

Violation of terms. You agree that monetary damages may not be a sufficient remedy for any breach of these terms and that Endeuda2.com will be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction. The Terms of Use will be governed by the laws of the State of Florida without regard to its conflict of laws provisions. You and Endeuda2.com agree to submit to the personal and exclusive jurisdiction of the courts located within the State of Florida.

Investment Profile

Endeuda2.com offers a tool to help users determine their investment profile, this tool works under a questionnaire format.

Generally Accepted Investment Principles: The questionnaire questions in the Investment Profile section are based on generally accepted investment principles. It does not consider additional variables of each person's unique situation. The allocation provided in each of the 5 potential portfolios is based on generally accepted investment principles. There is no warranty of any kind that a given asset allocation or investment mix will meet the expected objectives at an individual investor level, and any offer guaranteeing these objectives should be an alert for the interested investor rather than a sign of safety. All terms mentioned in this agreement govern the use of "Investment Profile" including:

At your own risk: All investments involve risk, and fluctuations in financial markets and other factors can cause the value of the portfolio to decline. A decision cannot be made solely by completing a questionnaire, it is the investor's duty to carefully consider all of their options before investing. This and any other questionnaire should serve as a starting point and not the destination of the investment journey.

Educational purposes, not investment recommendation: The questionnaire and the 5 possible results are offered free of charge and do not represent an investment recommendation to buy, sell, or hold assets. Endeuda2.com is an independent page and is not responsible for reviewing the financial situation of its users.

Extended information: Additional information within each of the 5 possible responses to this questionnaire is available only to user members of the Endeuda2 ecosystem. Members of that ecosystem make a monthly payment to maintain their membership and benefit from other practical and/or educational resources in addition to those shown in the additional information of this questionnaire.

Acceptance of terms: By using the Investment Profile tool you are confirming that you have read the terms of use, confirm that you understand everything, and accept the terms of use.

Payments

Endeuda2.com offers paid content, resources, and tools under a monthly or annual subscription model. A payment is required from the user (you) to access these resources and tools, including but not limited to Analysis, which may change its access model, cost, and usage limits at any time for new users.

Subscription billing begins immediately after completing registration, membership selection, and completing the Stripe checkout window. No free trial period is offered.

Refunds and cancellations

Subscription Cancellation: The user (you) can cancel the monthly or annual subscription at any time through their account settings. The cancellation process is explained with images on the subscription management page. Upon cancellation, you will maintain full access to the service and its features until the end of the billing period you have already paid for (monthly or annual). You will not be charged for the next subscription cycle.

Non-refundable payments: All monthly and/or annual subscription charges paid are final and non-refundable. We do not offer refunds or credits for partial service periods, unused months, or if you decide to cancel your subscription mid-way through your subscription cycle.

Credits: A partial credit of the service cost will be considered only if the service suffers a major, continuous, unplanned technical failure attributable to us that prevents the use of the service for more than 72 consecutive hours. This credit under the technical failure exception will be integrated into the next billing cycle, and a communication will be sent by email within 15 days following the interruption. This credit cannot be requested by you; it is only attributable by our operations team.

Third-Party Links and Ads

Endeuda2.com may contain links to third-party websites and services and/or display third-party advertisements. Such third-party links and advertisements are not under the control of Endeuda2.com, and the company is not responsible for any third-party links and advertisements. The company provides access to these third-party links and advertisements for the user's convenience, and we are not responsible for reviewing, approving, monitoring, endorsing, warranting, or making any representations regarding third-party links and advertisements. You use all third-party links and advertisements at your own risk and should apply a suitable level of caution and discretion in doing so. When you click on any of the third-party links and advertisements, the applicable third-party terms and policies apply, including the third-party's privacy and data collection practices; such terms are beyond the control of this site.

Code of Conduct

Each user of the site is solely responsible for all of their User Content. Because we do not control User Content, you acknowledge and agree that we are not responsible for any User Content, whether provided by you or by others. You agree that Endeuda2.com will not be liable for any loss or damage incurred as a result of such interactions. If there is a dispute between you and any user of the Site, we have no obligation to become involved.

You hereby release and forever discharge Endeuda2.com and our developers, employees, agents, successors, and assigns, and waive any and all past, present, and future disputes, claims, controversies, demands, rights, obligations, liabilities, actions, and causes of action of every kind and nature, that have arisen or arise directly or indirectly out of, or relate directly or indirectly to, the Site. If you are a California resident, you hereby waive California Civil Code Section 1542 in connection with the foregoing.

You agree not to post (inside or outside of Endeuda2.com) any text, files, images, video, audio, or other materials or use the website in any manner that:

  • infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party;

  • violates any state, federal, or other law;

  • threatens, harasses, or is defamatory;

  • is harmful to minors;

  • contains self-benefiting advertising or marketing in public areas of the website that have not been paid for and are not designated for adding promotional content;

  • produces software viruses or code harmful to other computers;

  • disrupts the normal dialogue of website users;

  • employs misleading or false information;

  • uses forged headers or other items to manipulate identifiers in order to disguise the origin of Content.

Reproduction

You agree not to decompile, reverse engineer, or attempt to discover any source code of the content on Endeuda2.com.

Unless you receive explicit written permission, you agree not to reproduce, duplicate, copy, sell, resell, or exploit for any commercial or personal gain purposes of any kind, any aspect of the website.

Any company purchasing advertising or any other commercial service on this website has the right and permission to manage their purchased advertising for their commercial benefit as long as the codes of conduct above are not violated, nor the specific conditions in negotiated agreements prior to the publication of the advertisement on the site.

Cookies

Like any other website, endeuda2.com uses 'cookies'. These cookies are used to store information, including visitors' preferences and the pages on the website that the user accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Advertisements may exist on the site, though it is not imperative. Some of the advertisers may use cookies and web beacons and each may have their own Privacy Policy for their policies on user data. For more information, you can visit the policies of Google, our advertising partner.

Endeuda2.com might use cookies, web beacons, tracking pixels, and other tracking technologies when you visit or use our website, our platform, receive our services, or interact with us online to help customize the Platform and improve your experience.

We reserve the right to make changes to this Cookie Policy at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of this Cookie Policy. Any changes or modifications will become effective immediately upon posting the updated Cookie Policy on the site, and you waive the right to receive specific notice of each such change or modification.

What Cookies Are: As is common practice with almost all professional websites, this site uses cookies, which are tiny files downloaded to your computer, to improve your experience. This page describes what information they gather, how we might use it, and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored; however, this may downgrade or "break" certain elements of the sites' functionality.

How We Might Use Cookies: We use cookies for a variety of reasons detailed below. Unfortunately, in most cases, there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.

Disabling Cookies: You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of this site. Therefore, it is recommended that you do not disable cookies.

The Cookies We Might Use:

  • Account-related cookies: If you create an account with us, we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out; however, in some cases, they may remain afterwards to remember your site preferences when logged out.

  • Login-related cookies: We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in.

  • Email newsletters-related cookies: This site offers newsletter or email subscription services and cookies may be used to remember if you are already registered and whether to show certain notifications which might only be valid to subscribed/unsubscribed users.

  • Orders processing-related cookies: This site offers e-commerce or payment facilities and some cookies are essential to ensure that your order is remembered between pages so that we can process it properly.

  • Surveys-related cookies: From time to time, we offer user surveys and questionnaires to provide you with interesting insights, helpful tools, or to understand our user base more accurately. These surveys may use cookies to remember who has already taken part in a survey or to provide you with accurate results after you change pages.

  • Forms-related cookies: When you submit data through a form such as those found on contact pages or comment forms, cookies may be set to remember your user details for future correspondence.

  • Site preferences cookies: In order to provide you with a great experience on this site, we provide the functionality to set your preferences for how this site runs when you use it. In order to remember your preferences, we need to set cookies so that this information can be called whenever you interact with a page that is affected by your preferences.

Third-Party Cookies: In some special cases, we also use cookies provided by trusted third parties. The following section details which third-party cookies you might encounter through this site.

  • Google Analytics, which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content. For more information on Google Analytics cookies, see the official Google Analytics page.

  • Third-party analytics are used to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long you spend on the site or pages you visit which helps us to understand how we can improve the site for you.

  • From time to time we test new features and make subtle changes to the way that the site is delivered. When we are still testing new features, these cookies may be used to ensure that you receive a consistent experience whilst on the site whilst ensuring we understand which optimizations our users appreciate the most.

  • As we sell products, it's important for us to understand statistics about how many of the visitors to our site actually make a purchase and as such this is the kind of data that these cookies will track. This is important to you as it means we can accurately make business predictions that allow us to monitor our advertising and product costs to ensure the best possible price.

  • The Google AdSense service (not currently active) we use to serve advertising uses a DoubleClick cookie to serve more relevant ads across the web and limit the number of times that a given ad is shown to you. For more information on Google AdSense see the official Google AdSense privacy FAQ.

  • We might use ads to offset the costs of running this site and provide funding for further development. The behavioral advertising cookies used by this site are designed to ensure that we provide you with the most relevant ads where possible by anonymously tracking your interests and presenting similar things that may be of interest.

  • Several partners advertise on our behalf and affiliate tracking cookies simply allow us to see if our users have come to the site through one of our partner sites so that we can credit them appropriately.

We hope we have clarified your doubts and, as mentioned above, if there is something you are not sure whether you need or not, it is usually safer to leave cookies enabled in case you interact with one of the features you use on our site. If you have any other questions regarding our site, please contact us through the official channel ([email protected]) with the details and we will investigate the matter and, where our data source allows us, we will update the information. DO NOT make contact through the official channel if it is not for a matter relevant to this Policy or you could be breaching the site's agreement of use and be subject to termination.

Disclaimer

This site is provided "as is" and "as available", and Endeuda2.com and our suppliers expressly disclaim any and all warranties and conditions of any kind, whether express, implied, or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. Neither we nor our suppliers warrant that the site will meet your requirements, be available on an uninterrupted, timely, secure, or error-free basis, or be accurate, reliable, free of viruses or other harmful code, complete, legal, or safe. If applicable law requires any warranties with respect to the site, all such warranties are limited in duration to ninety (90) days from the date of first use.

Limitation of Liability

To the maximum extent permitted by law, in no event shall Endeuda2.com or our suppliers be liable to you or any third party for any lost profits, lost data, costs of procurement of substitute products, or any indirect, consequential, exemplary, incidental, special, or punitive damages arising from or relating to these terms or your use of, or inability to use, the site, even if the company has been advised of the possibility of such damages. Access to, and use of, the site is at your own discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting therefrom.

To the maximum extent permitted by law, notwithstanding anything to the contrary contained herein, our liability to you for any damages arising out of or related to this agreement, will at all times be limited to a maximum of the amount paid for the usage charge, in the event that you have incurred such a charge (refund).

Termination

These Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time and for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the Site will terminate immediately. You understand that any termination of your Account may involve deletion of your User Content associated with your Account from our databases. The Company will have no liability whatsoever to you for any termination of your rights under these Terms. Even after your rights under these Terms are terminated, they will remain in effect.

Use of the Official Contact Channel: You may contact us through the email address referred to in this agreement (Contact Information) only for matters relevant to the Terms of Use and Site Policies, including matters relevant to the delivery of services and/or products of Endeuda2.com. Any other use of the official contact channel could justify immediate termination of service for you and indefinite block of access to the site.

Copyright

Endeuda2.com respects the intellectual property of others and asks that users of our Site do the same. In connection with our Site, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination of users of our online Site who repeatedly infringe intellectual property rights, including copyrights.

All trademarks, logos, and service marks displayed on the Site are our property or the property of third parties. You are not permitted to use these marks without our prior written consent or the consent of such third party which may own the marks.

Changes to the Terms

These Terms are subject to occasional revision, and if we make any substantial changes, we may notify you by sending you an email to the last email address you provided to us and/or by prominently posting notice of the changes on our Site. You are responsible for providing us with your most recent email address. In the event that the last email address that you have provided us is not valid, our dispatch of the email containing such notice will nonetheless constitute effective notice of the changes described in the notice. Any changes to these Terms will be effective upon the earlier of thirty (30) calendar days following our dispatch of an email notice to you or thirty (30) calendar days after our posting of the notice of the changes on our Site. These changes will be effective immediately for new users of our Site. Continued use of our Site following notice of such changes shall indicate your acknowledgment of such changes and agreement to be bound by the terms and conditions of such changes.

Arbitration

Please read this Arbitration Agreement carefully. It is part of your contract with the site and affects your rights. It contains procedures for mandatory binding arbitration and a class action waiver.

Applicability of Arbitration Agreement. All claims and disputes in connection with the Terms or the use of any product or service provided by the site that cannot be resolved informally or in small claims court shall be resolved by binding arbitration on an individual basis under the terms of this Arbitration Agreement. Unless otherwise agreed, all arbitration proceedings shall be conducted in English. This Arbitration Agreement applies to you and the Site, and to any subsidiaries, affiliates, agents, developers, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or goods provided under the Terms.

Notice Requirement and Informal Dispute Resolution. Before either party may seek arbitration, the party must first send to the other party a written Notice of Dispute describing the nature and basis of the claim or dispute, and the requested relief. A Notice to the Company should be sent to: 1100 Brickell Bay Dr #310254, Miami FL, 33131, United States. After the Notice is received, you and the Company may attempt to resolve the claim or dispute informally. If you and the Company do not resolve the claim or dispute within ninety (90) days after the Notice is received, either party may commence an arbitration proceeding. The amount of any settlement offer made by any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award to which either party is entitled.

Arbitration Rules. Arbitration shall be initiated through the American Arbitration Association (AAA), an established alternative dispute resolution provider that offers arbitration as set forth in this section. If AAA is not available to arbitrate, the parties shall agree to select an alternative ADR Provider. The rules of the ADR Provider shall govern all aspects of the arbitration, except to the extent such rules conflict with the Terms. The AAA Consumer Arbitration Rules governing the arbitration are available online at adr.org or by calling the AAA at 1-800-778-7879. The arbitration shall be conducted by a single, neutral arbitrator. Any claim or dispute where the total amount of the award sought is greater than the maximum amount referred to in the limitation of liability section of these terms (refund) but less than ten thousand US Dollars (USD 10,000.00) may be resolved through binding non-appearance-based arbitration; otherwise, any hearing will be held in a location within 100 miles of your residence, unless you reside outside of the United States and the parties agree otherwise. If you reside outside the US, the arbitrator shall give the parties reasonable notice of the date, time, and place of any oral hearings. If the arbitrator grants you an award that is greater than the last settlement offer that the Company made to you prior to the initiation of arbitration, the Company will pay you the greater of the award or $50.00. Each party shall bear its own costs and disbursements arising out of the arbitration and shall pay an equal share of the fees and costs of the ADR Provider.

Additional Rules for Non-Appearance Based Arbitration. If non-appearance based arbitration is chosen, the arbitration shall be conducted by telephone, online and/or be solely based on written submissions; the specific manner shall be chosen by the party initiating the arbitration. The arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise agreed by the parties.

Time Limits. If you or the Company pursue arbitration, the arbitration action must be initiated and/or demanded within the statute of limitations and within any deadline imposed under the AAA Rules for the pertinent claim.

Authority of Arbitrator. If arbitration is initiated, the arbitrator will decide the rights and responsibilities of you and the Company, and the dispute will not be consolidated with any other matters or joined with any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part of any claim. The arbitrator shall have the authority to award monetary damages up to the limits agreed upon in these terms and to grant any non-monetary remedy or relief available to an individual under applicable law, the AAA Rules, and the Terms. The arbitrator shall issue a written award and statement of decision describing the essential findings and conclusions on which the award is based. The arbitrator has the same authority to award relief on an individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding upon you and the Company.

Waiver of Jury Trial. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL BEFORE A JUDGE OR JURY, electing instead that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement. Arbitration procedures are typically more limited, more efficient, and less costly than rules applicable in a court and are subject to very limited review by a court. In the event any litigation should arise between you and the Company in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND THE COMPANY WAIVE ALL RIGHTS TO A JURY TRIAL, electing instead that the dispute be resolved by a judge.

Waiver of Class or Consolidated Actions. All claims and disputes within the scope of this arbitration agreement must be arbitrated or litigated on an individual basis and not on a class basis, and claims of more than one customer or user cannot be arbitrated or litigated jointly or consolidated with those of any other user.

Confidenciality. All aspects of the arbitration proceeding shall be strictly confidential. The parties agree to maintain confidentiality unless otherwise required by law. This paragraph shall not prevent a party from submitting to a court of law any information necessary to enforce this Agreement, to enforce an arbitration award, or to seek injunctive or equitable relief.

Severability. If the arbitrator decides that any term or provision of this Arbitration Agreement other than the prohibition of class and representative actions and non-individualized relief is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified. The remainder of this Agreement will continue to apply.

Survival of Agreement. This Arbitration Agreement will survive the termination of your relationship with the Company.

Claims Not Subject to Arbitration. Notwithstanding the foregoing, claims of defamation, violation of the Computer Fraud and Abuse Act, and infringement or misappropriation of patents, copyrights, trademarks, or trade secrets shall not be subject to this Arbitration Agreement.

International Use

Although the Site, its services, resources, and tools, including the Analysis platform, can be accessed worldwide, Endeuda2.com does not warrant that (a) use is appropriate or available for use in locations outside the United States, and (b) use conforms to foreign law. Users who choose to access the Site, its services, resources, and tools, including the Analysis platform from other locations, do so on the User's own initiative and are responsible for complying with local laws and requirements. Any offer of any product, service, and/or information made in connection with the Site, its services, resources, and tools, including the Analysis platform or any of the other Services, is void where prohibited.

Electronic Communications

Communications between you and Endeuda2.com use electronic means, whether you use the Site or send us emails, or whether the Company posts notices on the Site or communicates with you via email. For contractual purposes, you (a) consent to receive communications from the Company in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that the Company provides to you electronically satisfy any legal requirement that such communications would satisfy if it were in a hardcopy writing.

Entire Agreement

These Terms constitute the entire agreement between you and us regarding the use of the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. The word "including" means "including without limitation". If any provision of these Terms is held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. Your relationship to Endeuda2.com is that of an independent contractor, and neither party is an agent or partner of the other. You may not assign, subcontract, delegate, or transfer these Terms, and your rights and obligations herein, without the Company's prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. The Company may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon users.

Contact Information

Address: 1100 Brickell Bay Dr #310254. Miami, FL 33131

Email: [email protected]