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Points and Miles

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Spanish

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Points and Miles

Products

Services

Tools

Calculators

Members

Spanish

English

Advertiser Disclosure

Chase Sapphire Reserve®

Affiliate Link via CardRatings

Why Do We Like It?

Why Do We Like It?

This is an excellent option for frequent travelers thanks to the wide range of benefits it offers.

It earns Ultimate Rewards® points that can be redeemed in various ways, including cash back, gift cards, and travel, either through Chase Travel℠ or by transferring them to airline and hotel loyalty programs. Chase is a partner with 11 airlines and 3 hotel chains for transferring points.

Although it has an annual fee of $795, it comes with benefits that can exceed more than $2,000 in value annually.

This card charges no foreign transaction fees and offers the following rewards structure: 8x on bookings through Chase Travel℠ (after the first $300 spent), 4x on flights and hotels booked directly, 3x on dining, including eligible delivery services, and 1x on all other purchases.

It also features additional benefits such as travel insurance and rental car coverage. The rewards never expire as long as the account remains open.

Welcome Offer

Welcome Offer

100,000 + $500 ⭐️

100,000 points and a $500 statement credit for Chase Travel℠ after you spend $5,000 on purchases in the first 3 months from account opening.

Rewards

Rewards

8X 🏨 ✈️ 💻

8x on purchases through Chase Travel℠, after the first $300 spent.

4X 🏨 ✈️

4x on flights and hotels booked directly.

3X 🍷

3x on dining, including eligible delivery services.

1X ♾️

1x on all other purchases.

Additional Benefits

Additional Benefits

+100%

Points earned are worth up to 100% more when redeemed for travel through Chase Travel℠. The base value of points is $0.01, but can reach up to $0.02 for certain flight and hotel redemptions.

$300 travel

When using your card for travel purchases including airlines, hotels, motels, timeshares, car rental agencies, travel agencies, trains, buses, ferries, and more, you receive a statement credit of up to $300 each anniversary year.

$500 The Edit

Up to $250 in statement credits from January to June and again from July to December for prepaid bookings made with The Edit (the collection of select hotels within Chase Travel). A minimum stay of two nights is required.

$300 Sapphire Reserve Exclusive Tables

Receive up to $150 in statement credits from January to June and again from July to December, for a maximum of $300 annually, when dining at participating restaurants in the Sapphire Reserve Exclusive Tables program.

$250 AppleTV and Apple Music

$250 in Apple TV+ and Apple Music subscriptions.

$120 DashPass

Get a complimentary DashPass membership, valued at $120 for 12 months.

$300 DoorDash

$25 per month to spend on DoorDash: one $5 monthly coupon for restaurant orders and two $10 monthly coupons for grocery, convenience store purchases, and more.

$300 StubHub

Up to $150 in statement credits from January to June and again from July to December, for a maximum of $300 annually on purchases made at StubHub and viagogo through 12/31/2027. Activation required.

$120 Lyft

Up to $10 in monthly in-app credits to use on rides. Plus, earn 5x points on Lyft rides.

$120 Peloton

$10 a month in statement credits for eligible Peloton memberships, up to a maximum of $120 annually. Activation required.

Priority Pass™ Select

Complimentary Priority Pass Select membership for over 1,300 airport lounges worldwide with up to 2 guests.

Chase Sapphire Lounge by The Club

Access to Chase Sapphire Lounge by The Club at all its locations.

Global Entry, TSA PreCheck®, NEXUS

Receive a statement credit of up to $120 every four years as reimbursement for the Global Entry, TSA PreCheck, or NEXUS application fee.

Platinum Elite Status with IHG® One Rewards

Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve card through December 31, 2027.

Annual Fee

$795

Foreign Fee

0%

Points

Ultimate Rewards®

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Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.