Advertiser Disclosure
Chase Sapphire Preferred® Card
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This is one of the best travel cards for beginners and is personally one of the ones we recommend most to start with, thanks to the benefits it offers, the versatility of its points, and its low annual fee.
It earns Ultimate Rewards® points that can be redeemed in various ways, including cash, gift cards, and travel, either through Chase Travel℠ or by transferring them to airline and hotel loyalty programs. Chase is a partner with 11 airlines and 3 hotel chains for point transfers.
This card does not charge foreign transaction fees and offers the following reward structure: 5x on travel booked through Chase Travel℠, 3x on dining and online grocery purchases, 2x on all other travel purchases, and 1x on all other purchases.
Rewards never expire as long as the account remains open. With an annual fee of just $95, it is quite easy to justify keeping it year after year thanks to all the benefits it offers.
75,000 ⭐️
Earn 75,000 bonus points after spending $5,000 in the first 3 months from account opening.
5X ✈️ 💻
5x on travel booked through Chase Travel℠.
3X 🍷 📦 🛜 🛒
3x on dining, including eligible delivery services, takeout and dining out, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale stores).
2X ✈️ 🏨
2x on travel outside Chase Travel℠.
1X ♾️
1x on all other purchases.
+50%
Points generated are worth up to 50% more when redeemed for travel through Chase Travel℠.
10%
Each account anniversary, you get bonus points equal to 10% of the cumulative spending on purchases made with your card during the year. For example, if you spend $10,000 during the year with your card, you will receive 1,000 bonus points.
$50
$50 annual hotel credit for hotels booked through Chase Travel℠. This is received as a statement credit after the transaction has been completed.
Annual Fee
$95
Foreign Fee
0%
Points
Ultimate Rewards®
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Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.