Chase Freedom Unlimited®
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Although it is marketed as a cashback card, rewards are earned as Ultimate Rewards® points. These points can be redeemed for cash, travel, gift cards, and more, but what we like most is being able to combine them with other cards like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® to get greater value for travel, whether redeeming through Chase Travel℠ or transferring to partner airlines and hotels.
It has no annual fee and offers a competitive rewards structure, including 5x on travel booked through Chase Travel℠, 3x on dining and drugstores, and 1.5x on all other purchases. Rewards never expire as long as the account remains open.
It is a card that offers a lot of flexibility not only for earning rewards but also for redeeming them. It can be held alongside the Chase Freedom Flex®.
$250 💵
Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
5X ✈️ 💻
5x on travel booked through Chase Travel℠.
3X 🏥 🍷 📦
3x on drugstores, dining, and eligible delivery services.
1.5X ♾️
1.5x on all other purchases.
N/A
N/A
Annual Fee
$0
Foreign Fee
3%
Points
Ultimate Rewards®