Terms of Use

Updated on January 28, 2025

The website endeuda2.com located at https://www.endeuda2.com/ referred to as Endeuda2.com, Endeuda2, the Site, the Company, or similar terms, is an independent site. Certain features of the Site may be subject to additional guidelines, terms or rules, which will be posted on the Site in relation to such features.

All terms, guidelines, and additional rules are incorporated by reference into these Terms.

BY ACCESSING, SUBSCRIBING TO, OR USING ENDEUDA2.COM OR ANY OTHER SERVICES OF ENDEUDA2.COM, YOU AGREE TO COMPLY WITH THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS, YOU (THE USER) MAY NOT ACCESS THE SITE OR OTHERWISE USE ANY ENDEUDA2.COM SERVICE. IF YOU DO NOT AGREE TO CERTAIN TERMS, YOUR ONLY REMEDY IS TO CEASE USE OF THIS SITE.

These terms of use contain an arbitration provision that, with limited exceptions, requires you to present claims against Endeuda2.com to binding and final arbitration. Under the arbitration provision, you will only be allowed to bring claims against Endeuda2.com on an individual basis, not as a plaintiff or member of any representative or class action or proceeding, and you will only be permitted to seek limited relief (including reimbursement, injunctive and declaratory relief) on an individual basis. These terms of use also contain other limitations for you, including limitations on Endeuda2.com liability, and you should read these terms carefully.

Access to the site

Endeuda2.com grants you a limited, non-transferable, non-exclusive, and revocable license to access the Site solely for your personal, non-commercial use.

Certain Restrictions. The rights granted to you in these Terms are subject to the following restrictions: (a) you will not sell, rent, lease, transfer, assign, distribute, host, or commercially exploit the Site; (b) you will not modify, create derivative works of, disassemble, compile, or reverse engineer any part of the Site; (c) you will not access the Site in order to build a similar or competitive website; and (d) unless expressly permitted herein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, unless otherwise indicated, any future publication, update, or any other addition to the functionality of the Site will be subject to these Terms. All copyright and other proprietary notices on the Site must be retained in all copies thereof.

We reserve the right to change, suspend, or discontinue the Site with or without prior notice. You agree that Endeuda2.com will not be liable to you or any third party for any change, interruption, or termination of the Site or any part thereof.

You agree that the Company will have no obligation to provide you with assistance regarding the Site, including support or maintenance.

Excluding any User Content you may provide, you are aware that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by Endeuda2.com. Please note that these Terms and access to the Site do not grant you any right, title, or interest in any intellectual property rights, except for the limited access rights expressed in these terms. Endeuda2.com and its suppliers reserve all rights not granted in these Terms.

Analysis Platform

Endeuda2.com is an independent page. We develop digital software (Analysis) and offer it to our users. By using the platform in any way, the user (you) agrees to the Terms of use. If you oppose any term or condition of the Terms of Use or any website guideline, your only remedy is to immediately cease use of the platform and the website. All terms mentioned in this agreement govern the use of "Analysis" including:

Effective date and changes to the service. These Terms of Use become effective as of the date you first visit the site. Endeuda2.com reserves the right to make changes to any of the tools, including the Analysis tool, without prior notice and is not responsible for notifying such changes. The user (you) acknowledges and agrees that it is the user's (your) responsibility to review the site and its Terms of Use periodically to stay informed of any modifications. Your continued use of the Analysis tool or any Endeuda2.com space after such modifications will constitute your acknowledgment and acceptance of the amended Terms of Use, you agree to them and are subject to the amended Terms of Use.

As part of the values and ethics codes of the creators, developers, collaborators, and/or any individual related to the operation of Endeuda2.com, we are committed to informing about any changes to the tools and/or any updates to the website within our capabilities and not beyond a reasonable time.

Changes to the service. Endeuda2.com reserves the right to make changes to any of the tools without prior notice and is not responsible for notifying such changes. As part of the values and ethics codes of the creators, developers, collaborators, and/or any individual related to the operation of Endeuda2.com, we are committed to informing about any changes to the tools and/or any updates to the website within our capabilities and not beyond a reasonable time.

Personal use only. Endeuda2.com and its analysis tool are intended only for users acting in an individual capacity. No use of any resource or tool on this site by any user on behalf of a company or other legal or commercial entity is permitted. If you are acting on behalf of a company or other entity, you may not accept this agreement and may not access or use the Analysis tool or any of the resources and/or content on Endeuda2.com. Users accessing or using the resources and/or tools in violation of this section will be fully liable to us for all damages and claims arising therefrom. You agree that monetary damages may not be an adequate remedy for any breach of these terms and that Endeuda2.com shall be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction.

At your own risk. "ANALYSIS" IS A DIGITAL TOOL THAT PROVIDES FINANCIAL INFORMATION AND FACILITATES RESEARCH RELATED TO INVESTMENTS BY USERS. ENDEUDA2.COM AND ITS AFFILIATES ARE NOT FINANCIAL, INVESTMENT OR COMMERCIAL ADVISORS, AND DO NOT PROVIDE SERVICES RELATED TO INVESTMENTS OR OTHER PROFESSIONAL BUSINESS ADVISORY SERVICES. THE SERVICES, RESOURCES, TOOLS, CONTENT, INFORMATION AND DATA ON ENDEUDA2.COM, INCLUDING THE ANALYSIS TOOL, ARE PROVIDED SOLELY FOR INFORMATIONAL AND CONVENIENCE PURPOSES, AND ARE NOT INTENDED TO PROVIDE INVESTMENT, FINANCIAL, COMMERCIAL, TAX OR LEGAL ADVICE. THE "ANALYSIS" TOOL IS NOT INTENDED TO REPLACE PROFESSIONAL SERVICES AND WE EXPRESSLY DISCLAIM ANY WARRANTY OR REPRESENTATION THAT THE CONTENT, INFORMATION OR DATA PROVIDED MAY MEET LEGAL, REGULATORY OR INDUSTRY REQUIREMENTS APPLICABLE TO FINANCIAL SERVICES OR INVESTMENT ADVISORY SERVICE INDUSTRIES. SEEK THE SERVICES OF A COMPETENT PROFESSIONAL WHEN YOU NEED THIS TYPE OF ASSISTANCE. YOU ARE SOLELY RESPONSIBLE FOR YOUR INVESTMENT DECISIONS AND TAX OR FINANCIAL CONSEQUENCES. TRUSTING ANY CONTENT, INFORMATION, OR DATA PROVIDED BY ENDEUDA2.COM THAT APPEARS IN ANY WAY IS AT YOUR OWN RISK. DATA AND INFORMATION THAT THE USER (YOU) ACCESS THROUGH THE ANALYSIS TOOL OR OTHER TOOLS ON ENDEUDA2.COM SHOULD NOT BE INTERPRETED AS A RECOMMENDATION BY ENDEUDA2.COM TO BUY, SELL OR HOLD ANY INVESTMENT OR ASSET OR TO MAKE ANY OTHER INVESTMENT DECISION. IN PARTICULAR, ALL STOCK VALUATION TOOLS AVAILABLE THROUGH ENDEUDA2.COM ARE PROVIDED SOLELY FOR YOUR CONVENIENCE AND SHOULD NOT BE CONSIDERED AS THE SOLE SOURCE FOR MAKING BUSINESS OR INVESTMENT DECISIONS. WE ASSUME NO RESPONSIBILITY FOR THE ACCURACY OR ADEQUACY OF ANY INFORMATION OR DATA YOU ACCESS THROUGH THE ANALYSIS TOOL OR ANY TOOL ON ENDEUDA2.COM. ALL INFORMATION AND DATA ARE PROVIDED "AS IS" AND WE RECOMMEND THAT YOU VERIFY AND CONFIRM SEPARATELY ANY INFORMATION AND RESULTS YOU OBTAIN FROM THE SERVICES. BY ACCESSING THIS WEBSITE AND/OR USING THE RESOURCES AND TOOLS YOU ACKNOWLEDGE AND AGREE THAT WE WILL NOT BE LIABLE FOR DAMAGES RESULTING FROM COMMERCIAL LOSSES, LOST PROFITS, LOSSES DERIVED FROM ACCESS OR THE INABILITY TO ACCESS OR USE OR THE FACT THAT YOU HAVE RELIED ON THE INFORMATION GIVEN ABOUT THE SERVICES. YOU ARE SOLELY RESPONSIBLE FOR YOUR FINANCIAL AND INVESTMENT DECISIONS. IF YOU DO NOT AGREE WITH THESE TERMS YOUR ONLY REMEDY IS TO IMMEDIATELY DISCONTINUE YOUR USE OF THIS WEBSITE.

Access. Endeuda2.com grants you a limited, non-exclusive, and non-transferable right to access and use the "Analysis" tool, subject to the terms and conditions of these Terms of Use. For your personal use only.

Warranties. The results obtained by using the "Analysis" tool and/or any other resource or tool on Endeuda2.com must be part of extensive analysis and/or research to determine a personal decision; they should not be considered as conclusive evidence and are not guarantees for the fulfillment of financial goals of any person, under any circumstance regardless of the circumstances.

Content. The tools and/or any part of the website may contain links to other resources on the Internet. Such links are provided as a resource to help you identify and locate other Internet resources that may be of interest to you, and do not intend to affirm or imply that Endeuda2.com sponsors, endorses, is affiliated with, or is legally authorized to use any trade name, trademark, logo, legal or official seal, or symbol of intellectual property that may be reflected in such links.

The results of the calculations of the tools or the information on any part of the website could at some point be outdated due to the date and method of collection or may be incorrect. If you find information or calculation results on the website that you believe are erroneous, please contact us through the official channel ([email protected]) with the details, and we will investigate the matter and, where our data source allows, we will update the information. DO NOT contact us through the official channel unless it is for a matter relevant to these Terms or you may be in breach of the agreement and subject to termination.

Limitations and Termination. Endeuda2.com may create limitations on the use of the tools and any part of the website, including but not limited to, the number of times you may access the tools and/or access to certain restricted areas of the entire website. Limitations may include the total termination of any user (including you) access to the website, and by using the tools or accessing any page of the site, you agree that Endeuda2.com has the right at any time, in its sole discretion, with or without notice, to modify or discontinue any of the tools, any part of the website, or the entire site.

Restrictions and conditions of data providers. Certain data and/or content available on Endeuda2.com, including the "Analysis" tool are provided by data providers. To access and use that data and/or content, certain data providers require that all Users agree to and comply with the terms set forth in these Terms of Use. Additionally, specific terms of each provider are added to all other terms agreed upon in these Terms of Use and may be expanded, updated or changed from time to time without prior notification. For more information related to our data providers, you may refer to Nasdaq Cloud API, EODHD, and Quotemedia.com.

Defects and errors. The tools and/or any service and/or product within any space of Endeuda2.com are provided to users "as is" without warranties of any kind, including but not limited to warranties of non-infringement, errors, viruses, merchantability, and fitness for a particular purpose. You are using this website at your own risk.

Limitations of liability. UNDER NO CIRCUMSTANCES WILL ENDEUDA2.COM BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING FROM ANY ASPECT OF YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES THAT ARISE FROM YOUR INABILITY TO USE THE WEBSITE, ANY SERVICE OFFERED, OR THE INTERRUPTION, MODIFICATION OR TERMINATION OF THE WEBSITE OR ANY SERVICE OR PART THEREOF, THE DISPLAY OF FAULTS, DEFECTS, OR ERRORS, OR ANY OTHER DAMAGE.

Violation of Terms. You agree that monetary damages may not be an adequate remedy for any breach of these terms and that Endeuda2.com shall be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction. The Terms of use shall be governed by the laws of the State of Florida without regard to its conflict of laws provisions. You and Endeuda2.com agree to submit to the personal and exclusive jurisdiction of the courts located in the State of Florida.

Tools

Endeuda2.com provides these tools to its users; by using these tools in any way, the user (you) agrees to the Terms of use. If you oppose any term or condition of the Terms of use or any website guideline, your only remedy is to immediately cease use of the website. All terms mentioned in this agreement govern the use of "Tools" including:

Warranties. The results obtained by using these tools must be part of extensive analysis and/or research to determine a personal decision; they should not be considered as conclusive evidence and are not guarantees for the fulfillment of financial goals of any person, under any circumstance regardless of the circumstances.

Limitations and termination. Endeuda2.com may create limitations on the use of the tools and any part of the website, including but not limited to, the number of times you may access the tools and/or access to certain restricted areas of the entire website. Limitations may include the total termination of any user (including you) access to the website, and by using the tools or accessing any page of the site, you agree that Endeuda2.com has the right at any time, in its sole discretion, with or without notice, to modify or discontinue any of the tools, any part of the website, or the entire site.

Defects and errors. The tools and/or any service and/or product within any page of Endeuda2.com are provided to users "as is" without warranties of any kind, including but not limited to warranties of non-infringement, errors, viruses, merchantability, and that is suitable for a particular purpose or non-infringement. You are using this website at your own risk.

Violation of terms. You agree that monetary damages may not be an adequate remedy for any breach of these terms and that Endeuda2.com shall be entitled, without waiving any other rights or remedies, to seek injunctive or equitable relief as deemed appropriate by a court of competent jurisdiction. The Terms of use shall be governed by the laws of the State of Florida without regard to its conflict of laws provisions. You and Endeuda2.com agree to submit to the personal and exclusive jurisdiction of the courts located in the State of Florida.

Investment Profile

Endeuda2.com offers a tool to help users determine their investment profile; this tool operates under a questionnaire format.

Generally accepted investment principles. The questions in the questionnaire in the Investment Profile section are based on generally accepted investment principles. It does not consider additional variables of each person’s particular situation. The allocation provided in each of the 5 possible portfolios is based on generally accepted investment principles. There is no guarantee that a particular asset allocation or investment combination will meet the individual investor’s expected objectives, and any promise of guaranteeing these goals should be an alert for the interested investor rather than a security signal. All terms mentioned in this agreement govern the use of "Investment Profile" including:

At your own risk. All investments involve risks, and fluctuations in financial markets and other factors can cause the portfolio value to decline. A decision cannot be made solely by completing a questionnaire; it is the investor's duty to carefully consider all options before investing. This and any other questionnaire should serve as a starting point rather than the endpoint of the investment journey.

Educational purposes, not investment recommendation. The questionnaire and the 5 possible outcomes are offered for free; it does not represent an investment recommendation to buy, sell, or hold assets. Endeuda2.com is an independent page and is not responsible for reviewing its users’ financial situations.

Extended information. Additional information within each of the 5 possible answers to this questionnaire is only available to ecosystem members of Endeuda2. Members of that ecosystem pay a monthly fee to maintain their membership and benefit from other practical and/or educational resources beyond those shown in the additional information of this questionnaire.

Acceptance of terms. By using the Investment Profile tool, you confirm that you have read the terms of use and confirm that you understand everything and accept the terms of use.

Payments

Endeuda2.com offers extended content, resources, and paid tools under a subscription model. A payment from the user (you) is required to access these resources and tools, including but not limited to, Analysis, which may change your access model, cost, and usage limits at any time for new users. Endeuda2.com does not collect or store any payment information (such as your credit card) as there is no available internal structure offered to the user (you) to allow such a function. By joining the subscription model to access the paid resources and tools of Endeuda2.com, you are accepting the Usage, Security, and Privacy Policies of Patreon.com.

Third Party Links and Advertisements

Endeuda2.com may contain links to third-party websites and services and/or display third-party advertisements. Such third-party links and advertisements are not under the control of Endeuda2.com, and the company is not responsible for any third-party links and advertisements. The company provides access to these third-party links and advertisements for the user’s convenience, and we are not responsible for reviewing, approving, monitoring, endorsing, guaranteeing, or making any representations regarding the third-party links and advertisements. You use all third-party links and advertisements at your own risk and should exercise an appropriate level of caution and discretion in doing so. When you click on any of the third-party links and advertisements, the applicable third-party terms and policies apply, including third-party privacy practices and data collection, and such terms are outside the control of this site.

Code of Conduct

Each user of the site is solely responsible for all their user content. Since we do not control User Content, you acknowledge and agree that we are not responsible for any User Content, whether provided by you or others. You agree that Endeuda2.com will not be liable for any loss or damage incurred as a result of such interactions. If there is a dispute between you and any user of the Site, we have no obligation to intervene.

You release and forever discharge Endeuda2.com and our developers, employees, agents, successors, and assigns, and waive all and any disputes, claims, controversies, demands, rights, obligations, past, present and future liabilities, action and cause of action of every kind and nature, that arose or arise directly or indirectly from, or that relate directly or indirectly to the Site. If you are a resident of California, you hereby waive Section 1542 of the California Civil Code in relation to the above.

You agree not to post (inside or outside of Endeuda2.com) any text, file, image, video, audio, or other materials or use the website in any way that:

infringes any patent, trademark, trade secret, copyright or other rights of any party;
violates any state, federal, or other law;
threatens, harasses, or is defamatory;
is harmful to minors;
contains advertising or marketing for personal benefit in public areas of the website that have not been paid for and are not designated to add promotional content;
produces software viruses or harmful code for other computers;
interrupts the normal dialogue of users of the website;
employs misleading or false information;
uses forged headers or other elements to manipulate identifiers to disguise the origin of the Content.

Reproduction

You agree not to decompile or reverse engineer or attempt to discover any source code of the content on Endeuda2.com.

Unless you receive explicit written permission, you agree not to reproduce, duplicate, copy, sell, resell or exploit for commercial or personal gain of any kind, any aspect of the website.

Any company buying advertising or any other commercial service on this website has the right and permission to manage its purchased advertising for its commercial benefit as long as the previous codes of conduct or the specific conditions in agreements negotiated prior to the publication of the advertising on the site are not violated.

Cookies

Like any other website, endeuda2.com uses 'cookies'. These cookies are used to store information, including visitors' preferences and the web pages that the user accessed or visited. The information is used to optimize the user experience by personalizing the content of our website according to the type of browser visitors use and/or other information.

It is possible but not imperative that there are ads on the site. Some advertisers may use cookies and web beacons and each may have its own Privacy Policy for their user data policies. For more information, you can visit the Google policies, our advertising partner.

Endeuda2.com may use cookies, web beacons, tracking pixels, and other tracking technologies when you visit or use our website, our platform, receive our services, or interact with us online to help personalize the Platform and improve your experience.

We reserve the right to make changes to this Cookie Policy at any time and for any reason. We will notify you of any changes by updating the last updated date of this Cookie Policy. Any changes or modifications will take effect immediately upon posting the updated Cookie Policy on the site, and you waive the right to receive specific notice of each change or modification.

What are Cookies. As is common practice on almost all professional websites, this site uses cookies, which are small files that are downloaded to your computer to enhance your experience. This page describes what information they collect, how we might use it, and why we sometimes need to store these cookies. We will also share how you can avoid having these cookies stored; however, this may degrade or "break" certain elements of the website's functionality.

How we might use Cookies. We use cookies for a variety of reasons explained below. Unfortunately, in most cases, there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave all cookies enabled if you are not sure whether you need them or not in case they are used to provide a service that you use.

Disabling Cookies. You can prevent the setting of cookies by adjusting the settings of your browser (consult your browser Help to know how to do this). Please note that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will generally result in disabling certain functions and features of this site. For this reason, it is recommended that you do not disable cookies.

The cookies we might use:

Account related cookies: If you create an account with us, we will use cookies for the management of the registration process and general administration. These cookies will generally be deleted when you log out; however, in some cases, they may remain thereafter to remember your site preferences when you log out.
Login related cookies: We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every time you visit a new page. These cookies will generally be removed or cleared when you log out to ensure that you can only access restricted features and areas when you are logged in.
Newsletter related cookies: This site offers subscription services for informational newsletters, and cookies may be used to remember if you are already registered and to show certain notifications that may be valid only for subscribed or unsubscribed users.
Order processing related cookies: This site offers e-commerce or payment capabilities, and some cookies are essential to ensure that your order is remembered between pages so that we can process it correctly.
Survey related cookies: Occasionally, we offer surveys and questionnaires to users to provide interesting information, useful tools, or to understand our user base more accurately. These surveys may use cookies to remember who has already participated in a survey or to provide you with accurate results after changing pages.
Form related cookies: When you submit data through a form such as those found on contact pages or comment forms, cookies may be set to remember your user data for future correspondence.
Site preferences cookies: In order to provide you with a great experience on this site, we provide functionality to set your preferences regarding how this site runs when you use it. To remember your preferences, we need to set cookies so that this information can be called each time you interact with a page affected by your preferences.

Third-party cookies. In some special cases, we also use cookies provided by trusted third parties. The following section details what third-party cookies you might encounter through this site.

Google Analytics, which is one of the most widespread and trusted analytics solutions on the web to help us understand how you use the site and ways we can improve your experience. These cookies can track things like how long you spend on the site and the pages that you visit so that we can continue producing engaging content. For more information about Google Analytics cookies, see the official Google Analytics page.
Third-party analytics are used to track and measure the use of this site so we can continue producing engaging content. These cookies can track things like how long you spend on the site or the pages you visit, which helps us understand how we can improve the site for you.
Occasionally, we test new features and make subtle changes in the way the site is delivered. When we are still testing new features, these cookies may be used to ensure that you receive a consistent experience while on the site and at the same time ensure we understand which optimizations our users appreciate most.
As we sell products, it is important for us to understand statistics about how many visitors to our site actually make a purchase, and as such, this is the type of data that these cookies will track. This is important to you as it means we can make accurate business predictions that allow us to monitor our advertising and product costs to ensure the best possible price.
The Google AdSense service (not currently active) for displaying ads uses a DoubleClick cookie to serve more relevant ads on the web and limit the number of times a particular ad is shown to you. For more information about Google AdSense, check the official Google AdSense privacy FAQs.
We may use ads to offset the running costs of this site and provide funds for further development. Behavioral advertising cookies are designed to ensure that we deliver the most relevant ads whenever possible by anonymously tracking your interests and serving things similar that may be of interest to you.
Various partners advertise on our behalf, and affiliate tracking cookies simply allow us to see if our users have come from our site through one of our associated contents so that we can give proper credit.

We hope to have clarified your doubts, and as mentioned above, if there is anything you are not sure you need or not, it is generally safer to leave cookies enabled in case you interact with one of the features you use on our site. If you have any other questions regarding our site, please contact us through the official channel ([email protected]) with the details, and we will investigate the matter and, where our data source allows, we will update the information. DO NOT contact us through the official channel unless it is for a matter relevant to this Policy or you may be in breach of the site usage agreement and subject to termination.

Disclaimer

This site is provided "as is" and "as available", and Endeuda2.com and our providers expressly disclaim all warranties and conditions of any kind, whether express, implied or statutory, including all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. Neither we nor our providers guarantee that the site meets your requirements, is available uninterrupted, timely, secure, or error-free, or that it is accurate, reliable, free of viruses or other harmful code, complete, legal, or safe. If applicable law requires any warranty regarding the site, all such warranties are limited in duration to ninety (90) days from the date of first use.

Limitation of liability

To the maximum extent permitted by law, in no event shall Endeuda2.com or our providers be liable to you or any third party for lost profits, lost data, the cost of procuring substitute goods, or any indirect, consequential, exemplary, incidental, special, or punitive damages arising out of or related to these terms or your use or inability to use the site, even if the company has been advised of the possibility of such damages. Your access and use of the site is at your own discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting from it.

To the maximum extent permitted by law, notwithstanding any contrary provision contained herein, our liability to you for any damage arising out of this agreement or related to it, shall at all times be limited as a maximum to the amount imposed by the usage charge, in the event you have incurred in such charge (refund).

Termination

These Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time and for any reason in our sole discretion, including for any use of the Site that violates these Terms. Upon termination of your rights under these Terms, your Account and the right to access and use the Site will be immediately terminated. You understand that any termination of your Account may involve the deletion of your User Content associated with your Account from our databases. The Company will have no liability to you for the termination of your rights under these Terms. Even after your rights under these Terms are terminated, they will remain in effect.

Use of official contact channel. You may contact us via the email address referred to in this agreement (Contact Information) only for matters relevant to the Terms of Use and Site Policies, including matters relevant to the delivery of services and/or products from Endeuda2.com. Any other use of the official contact channel may justify immediate termination of service for you and indefinite access to the site.

Copyright

Endeuda2.com respects the intellectual property of others and requests that users of our Site do the same. In connection with our Site, we have adopted and implemented a policy that respects copyright law that provides for the removal of any infringing material and termination of users of our Site online who repeatedly infringe intellectual property rights, including copyrights.

All trademarks, logos, and service marks displayed on the Site are our property or that of third parties. You are not allowed to use these marks without our prior written consent or the consent of such third party that may own the marks.

Changes to the Terms

These Terms are subject to occasional review, and if we make substantial changes, we may notify you by sending an email to the last email address you provided to us and/or posting a prominent notice of the changes on our Site. You are responsible for providing us with your most recent email address. If the last email address you provided to us is not valid, our sending of the email containing such notice shall nevertheless constitute effective notice of the changes described in the notice. Any change to these Terms will take effect thirty (30) calendar days after we send you an email notice or thirty (30) calendar days after posting the notice of the changes on our Site, whichever occurs first. These changes will take effect immediately for new users of our Site. Your continued use of our Site after notification of such changes indicates your acknowledgment of such changes and agreement to be bound by the terms and conditions of such changes.

Arbitration

Please read this Arbitration Agreement carefully. It is part of your contract with the site and affects your rights. It contains procedures for binding mandatory arbitration and waiving the right to a class action.

Applicability of the Arbitration Agreement. All claims and disputes relating to the Terms or the use of any product or service provided by the site that cannot be resolved informally or in a small claims court will be resolved by binding arbitration on an individual basis in accordance with the terms of this Arbitration Agreement. Unless otherwise agreed, all arbitration proceedings will be conducted in English. This Arbitration Agreement applies to you and the Site, and to all subsidiaries, affiliates, agents, developers, employees, predecessors in interest, successors and assigns, as well as all authorized or unauthorized users or beneficiaries of the services or goods provided under the Terms.

Notice requirement and informal dispute resolution. Before either party may seek arbitration, the party must first send the other party a written Notice of Dispute describing the nature and basis of the claim or dispute, and the relief requested. A Notice must be sent to the Company at: 1100 Brickell Bay Dr #310254, Miami FL, 33131, United States. After receiving the Notice, you and the Company may attempt to resolve the claim or dispute informally. If you and the Company do not resolve the claim or dispute within ninety (90) days after receiving the Notice, either party may initiate an arbitration proceeding. The amount of any settlement offer made by either party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award to which either party is entitled.

Arbitration Rules. The arbitration will be initiated through the American Arbitration Association (AAA), an established alternative dispute resolution provider that offers arbitration as set out in this section. If AAA is unavailable for arbitration, the parties will agree to select an alternative ADR Provider. The rules of the ADR Provider will govern all aspects of the arbitration, except to the extent that such rules conflict with the Terms. The AAA Consumer Arbitration Rules that govern arbitration are available online at adr.org or by calling AAA at 1-800-778-7879. The arbitration will be conducted by a single neutral arbitrator. Any claim or dispute where the total amount of the requested award exceeds the maximum amount referred to in the limitation of liability section of these terms (refund) but is less than ten thousand US dollars (USD 10,000.00) may be resolved by binding arbitration without appearance, otherwise, any hearing will be held at a location within 100 miles of your residence unless you reside outside the United States and the parties agree otherwise. If you reside outside the U.S., the arbitrator will give notice to the parties of the date, time, and place of oral hearings with reasonable advance notice. If the arbitrator awards you a judgment greater than the last settlement offer that the Company made to you before the initiation of the arbitration, the Company will pay you the greater of the award or $50.00. Each party will bear its own costs and expenses arising from the arbitration and shall pay an equal share of the ADR Provider's fees and costs.

Additional rules for non-appearance arbitration. If non-appearance arbitration is chosen, the arbitration will be conducted by phone, online and/or based solely on written submissions; the specific form will be chosen by the party initiating the arbitration. The arbitration will not involve any in-person appearance by the parties or witnesses unless the parties agree otherwise.

Time limits. If you or the Company seek arbitration, the arbitration action must be initiated and/or demanded within the applicable statute of limitations and within any time frame imposed by the AAA Rules for the relevant claim.

Authority of the arbitrator. If arbitration is initiated, the arbitrator will decide your and the Company’s rights and responsibilities, and the dispute will not be consolidated with any other matter or joined with any other case or party. The arbitrator will have the authority to grant dispositive motions in whole or in part of any claim. The arbitrator will have the authority to award monetary damages up to the limits agreed upon in these Terms and to grant any non-monetary remedy or relief available to a person under applicable law, the AAA Rules and the Terms. The arbitrator will issue a written award and a statement of decision describing the essential findings and conclusions on which the award is based. The arbitrator has the same authority to award relief on an individual basis as a judge in a court of law would have. The arbitrator’s award is final and binding on you and the Company.

Waiver of jury trial. THE PARTIES WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL BY JUDGE OR JURY, CHOOSING INSTEAD THAT ALL CLAIMS AND DISPUTES BE RESOLVED BY ARBITRATION UNDER THIS Arbitration Agreement. Arbitration proceedings are usually more limited, efficient, and less costly than the rules applicable in a court and are subject to very limited review by a court. In the event of any litigation between you and the Company in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND THE COMPANY WAIVE ALL RIGHTS TO A JURY TRIAL, and instead choose that the dispute be resolved by a judge.

Waiver of class or consolidated actions. All claims and disputes within the scope of this arbitration agreement must be submitted to arbitration or litigated individually and not collectively, and claims of more than one customer or user may not be arbitrated or litigated jointly or consolidated with those of any other user.

Confidentiality. All aspects of the arbitration proceedings shall be strictly confidential. The parties agree to maintain confidentiality unless required by law to disclose otherwise. This paragraph shall not prevent a party from submitting to a court of law any necessary information to enforce this Agreement, to enforce an arbitration award, or to seek injunctive or equitable relief.

Severability. If the arbitrator determines that any term or provision of this Arbitration Agreement other than the prohibition of class and representative actions and non-individualized relief is invalid or unenforceable, the parties agree to replace such term or provision with a valid and enforceable term or provision that most closely expresses the intent of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified. The remainder of this Agreement shall continue to apply.

Survival of the Agreement. This Arbitration Agreement shall survive the termination of your relationship with the Company.

Claims not subject to arbitration. Notwithstanding the foregoing, claims for defamation, violations of the Computer Abuse and Fraud Act, and infringement or misappropriation of patents, copyrights, trademarks, or trade secrets shall not be subject to this Arbitration Agreement.

International Use

Although the Site, its services, resources, and tools, including the Analysis platform, can be accessed worldwide, Endeuda2.com does not guarantee that (a) the use is appropriate or available for use in locations outside the United States, and (b) the use complies with foreign law. Users who choose to access the Site, its services, resources, and tools, including the Analysis platform from other places do so at their own initiative and are responsible for complying with local laws and requirements. Any offer of any product, service, and/or information made in connection with the Site, its services, resources, and tools, including the Analysis platform or any of the other Services is void where prohibited.

Electronic Communications

Communications between you and Endeuda2.com utilize electronic means, whether you use the Site or send us emails, or the Company posts notices on the Site or communicates with you via email. For contractual purposes, you (a) consent to receive communications in electronic format; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that the Company provides to you electronically satisfy any legal obligation that such communications would satisfy if they were in a printed copy.

Entire Agreement

These Terms constitute the entire agreement between you and us regarding the use of the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. The section headings in these Terms are for convenience only and have no legal or contractual effect. The word "including" means "including without limitation". If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions of these Terms will continue in full force and effect, and the invalid or unenforceable provision will be deemed modified to make it valid and enforceable to the fullest extent permitted by law. Your relationship with Endeuda2.com is that of independent contractors, and neither party is an agent or partner of the other. You may not assign, subcontract, delegate or transfer these Terms, and your rights and obligations herein, without the prior written consent of the Company, and any attempted assignment, subcontracting, delegation or transfer in violation of the foregoing shall be null and void. The Company may freely assign these Terms. The terms and conditions set forth in these Terms shall be binding upon the users.

Contact Information

Address: 1100 Brickell Bay Dr #310254. Miami, Fl 33131

Email: [email protected]

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