Advertiser Disclosure

Advertiser Disclosure

Advertiser Disclosure

Ink Business Preferred® Credit Card

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Why Do We Like It?

Why Do We Like It?

Why Do We Like It?

This is one of the best business credit cards thanks to its welcome bonus, rewards structure, and low annual cost.

It earns Ultimate Rewards® points that can be redeemed in various ways including cash and gift cards, but ultimately the best way to redeem them is by booking travel, either through Chase Travel℠ since booking through this card makes the points worth 25% more, or transferring them to airline and hotel loyalty programs. Chase partners with 11 airlines and 3 hotel chains for point transfers.

This card doesn't charge foreign transaction fees and offers a competitive rewards structure for small businesses: 3x on the first $150,000 spent per year on travel, shipping, advertising on social media and search engines, internet, cable, and phone service, and 1x on all other purchases.

The points earned from other Chase cards like the Ink Business Cash® and Ink Business Unlimited® can be combined with this one, providing greater flexibility and making it even more versatile and valuable.

It also offers other benefits such as travel and car rental insurance.

Rewards never expire as long as the account remains open. With an annual fee of just $95, it's easy to justify keeping it year after year.

Welcome Offer

Welcome Offer

Welcome Offer

90,000 ⭐️

90,000 Ultimate Rewards® points after spending $8,000 on purchases in the first 3 months from account opening. That is $900 in cash rewards or $1,125 when redeemed through Chase Travel℠ since points are worth 25%. Points can also be transferred to hotel and airline loyalty programs.

Rewards

Rewards

Rewards

3X ✈️ 📦 📢 📺 ☎️

3x on the first $150,000 spent on travel, shipping costs, advertising through social media and search engines, internet, cable, and telephone service.

1X ♾️

1x on all purchases.

Additional Benefits

Additional Benefits

Additional Benefits

+25%

Points earned are worth 25% more when redeemed for travel through Chase Travel℠.

Annual Fee

$95

Foreign Fee

0%

Points

Ultimate Rewards®

Advertiser Disclosure: Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this website are from advertisers. Compensation may affect how and where credit card products appear on this website. This website does not include all card companies or all card offers available.

Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.

Advertiser Disclosure: Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this website are from advertisers. Compensation may affect how and where credit card products appear on this website. This website does not include all card companies or all card offers available.

Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.

Advertiser Disclosure: Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this website are from advertisers. Compensation may affect how and where credit card products appear on this website. This website does not include all card companies or all card offers available.

Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.

Advertiser Disclosure: Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this website are from advertisers. Compensation may affect how and where credit card products appear on this website. This website does not include all card companies or all card offers available.

Editorial Disclosure: The opinions, reviews, analyses, and recommendations are solely those of the author and have not been reviewed, endorsed, or approved by any of these entities.

©2025 Lucid Image LLC

©2025 Lucid Image LLC

©2025 Lucid Image LLC