Ink Business Cash® Credit Card
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Although it is marketed as a cashback card, rewards are received as Ultimate Rewards® points. These points can be redeemed for cash, travel, gift cards, and more, but what we like the most is being able to combine them with other cards such as the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® to get greater value for travel, whether redeeming through Chase Travel℠ or transferring to partner airlines and hotels.
The rewards structure of the Chase Ink Business Cash is one of the best in no-annual-fee business cards: It earns 5x on the first $25,000 spent each anniversary year combined in the categories of office supply stores, internet, cable, and phone services, 2x on the first $25,000 spent each anniversary year on combined purchases on restaurants and gas stations, and 1x on all other purchases.
It also has additional benefits such as travel and rental car insurance, and rewards never expire as long as the account remains open.
Up to $750 💵 ⭐️
$350 when you spend $3,000 on purchases in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months from account opening. This bonus is received in Ultimate Rewards® points, equivalent to 35,000 and 40,000 points respectively for a total of 75,000 points.
5X 📎 🛜 📺 ☎️
5x on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2X 🍷 ⛽️
2x on the first $25,000 spent in combined purchases at restaurants and gas stations each account anniversary year.
1X ♾️
1x on all other purchases.
N/A
N/A
Annual Fee
$0
Foreign Fee
3%
Points
Ultimate Rewards®