Chase Freedom Flex®
Personal Referral Link
Although it is marketed as a cashback card, rewards are earned as Ultimate Rewards® points which can be redeemed for cash, travel, gift cards, and more, but what we like most is being able to combine them with other cards like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Chase Ink Business Preferred® to get greater value for travel, whether redeeming through Chase Travel℠ or transferring to partner airlines and hotels.
It has no annual fee and offers a competitive rewards structure, including 5x on travel booked through Chase Travel℠, 5x in rotating categories each quarter (up to $1,500 spent), 3x on dining and drugstores, and 1x on all other purchases. Rewards never expire as long as the account remains open.
It provides a lot of flexibility not only for earning rewards but also for redeeming them. It can be held alongside the Chase Freedom Unlimited®.
$200 💵
$200 after spending $500 on purchases in the first 3 months from account opening. Bonus is earned as Ultimate Rewards® points, equivalent to 20,000 points.
5X 🔄
5x in rotating categories each quarter up to $1,500 spent.
5X ✈️ 💻
5x on travel booked through Chase Travel℠.
3X 🏥 🍷 📦
3x on drugstores, dining, and eligible delivery services.
1X ♾️
1x on all other purchases.
N/A
N/A
Annual Fee
$0
Foreign Fee
3%
Points
Ultimate Rewards®