card_name
Why we like it
This is one of the best travel cards to start in the world of points and miles, and for good reason. Personally, it is one of the cards we most recommend for starting out due to the versatility of its points, the benefits it offers, and its low annual fee.
It earns rewards in the form of Ultimate Rewards® points that can be redeemed in various ways including cash and gift cards, but definitely the best way to redeem them is to book travel, either through Chase Travel℠ as the points from this card are worth 25% more when redeemed through this portal, or by transferring them to airline and hotel loyalty programs. Chase is a partner of 11 airlines and 3 hotel chains for point transfers.
This card doesn’t charge foreign transaction fees and offers a competitive rewards structure: 5x points per dollar on travel booked through Chase Travel℠, 3x points per dollar on dining and online grocery shopping, 2x points per dollar on all other travel purchases, and 1x point per dollar on everything else.
Ultimate Rewards® points earned from other Chase cards can be combined with this one to get greater value for travel, such as the Chase Freedom Flex®, Chase Freedom Unlimited®, Ink Business Cash®, and Ink Business Unlimited®, making the Chase Sapphire Preferred® even more versatile and valuable.
It also has other benefits such as a $50 annual credit on hotels booked through Chase Travel℠, an annual points bonus of 10% of purchases with the card (if you spend $10,000 during the year, you get a 1,000 point bonus), and travel and rental car insurance.
The rewards never expire as long as the account remains open. With an annual fee of just $95, it is quite easy to justify keeping it year after year thanks to all the benefits it offers.
Welcome Bonus
60,000
bonus_miles_full
Rewards
5X
5x points per dollar on travel booked through Chase Travel℠.
3X
3x points per dollar on dining, delivery services, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs).
2X
2x points per dollar on travel purchases outside of Chase Travel℠.
1X
1x point per dollar on all other purchases.
Additional Benefits
+25%
Points are worth 25% more when redeemed for travel through Chase Travel℠.
10%
Each account anniversary, you’ll earn bonus points equivalent to 10% of the total spending on purchases made with the credit card during the year. For example, if you spend $10,000 during the year with the card, you’ll receive 1,000 bonus points.
$50
$50 annual credit for hotels booked trough Chase Travel℠. It is received as a statement credit after completing the transaction.
Annual Fee
annual_fees
Foreign Fee
foreign_transaction_fee
Points
Ultimate Rewards®
Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this website are from advertisers. Compensation may impact on how and where card products appear on this website. This website does not include all card companies or all available card offers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Advertiser Disclosure
Some or all of the card offers that appear on this website are from advertisers. Compensation may impact on how and where card products appear on this website. This website does not include all card companies or all available card offers.
Endeuda2 has partnered with CardRatings for our coverage of credit card products. Endeuda2 and CardRatings may receive a commission from card issuers.
Editorial Disclosure
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.